If you’ve been using your Home Depot Consumer Card for more than a few months and are wondering when the expiration date is, you’ve come to the right place. The Home Depot credit card doesn’t expire, but the account will be closed if you don’t use it for an extended period of time. The expiration date isn’t that important, as you can still use the card for any purchases you make, no matter how big or small.
The Home Depot commercial credit card comes with easy-to-read itemized billing statements. They include the date the purchase posted and the department or product purchased. The amount of sales tax and the purchase price are also listed. You can pay the balance using the mail, phone, or in-store. It’s worth noting that Home Depot allows you to return merchandise for a year, even after the expiration date.
If you plan on using your Home Depot Consumer Credit Card for everyday purchases, the expiration date will depend on the type of financing you choose. There are no interest payments on purchases made for the first six months. You can use this period for purchases made over $299. The Home Depot credit card also offers other promotions throughout the year. The 0% financing period is valid only when you pay off the balance within six months. Otherwise, you will be charged full interest for the remaining time.
The Home Depot Consumer Credit Card is not the best option for everyone. It isn’t useful for purchasing expensive items, but it’s great for deferred interest financing. It can also serve as a stepping-stone to better cards if you’ve built up your credit history. However, if you’re looking for a low-interest credit card, consider a contractor’s card instead. You’ll be rewarded with statements that give you discounts on certain products.